Investing emergency fund reddit
I was listening to this podcast about millenial investing and they had an author on who advocated for investing your entire emergency fund instead of keeping it in cash. His argument is that if you are only using a portion of your portfolio for emergencies it is much cheaper to just take the risk and invest it all than to keep it in cash and sell at a loss in a market crash. I know a lot of Bogleheads would disagree with this but it seems intuitive to me – especially when he mentions that people who have invested their whole emergency funds (or a portion of it) have actually outperformed the EF only person in worse case scenarios.
I’m still not sure if this is something I want to do but it was interesting to hear his reasoning. I still think it’s best to have a good amount of cold hard cash stashed away to cover 3-6 months worth of expenses and then start investing after you have covered all of your bases (checking account, paying off debt, savings/money market accounts, etc.).
The Intelligent Investor, 3rd Ed.: The Definitive Book on Value Investing
$20.70 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life
$26.97 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
How to Day Trade for a Living: A Beginner’s Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology (Stock Market Trading and Investing)
$20.55 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Lincoln Wheat Cent 1909 S VDB Design 1 oz Pure .999 Copper Round Collectible Jumbo 39mm Coin in Capsule - COA by Heavenly Metals
$7.99 (as of July 27, 2025 05:47 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Market Wizards: Interviews with Top Traders
$21.83 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Antifragile: Things That Gain from Disorder (Incerto)
$10.39 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace
$19.68 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Saint Michael Patron Saint of Law Enforcement Challenge Coin The Thin Blue Line Silver Plated Coins
$6.99 (as of July 27, 2025 05:47 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
Be Smart Pay Zero Taxes: Use the Buy, Borrow, Die Strategy to Get Rich and Stay Rich
$16.66 (as of August 1, 2025 15:08 GMT +00:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)